What happens next Where's my refund? Best CD rates this month Shop and save 🤑
CARS

Which state has the highest auto insurance rates?

Chris Woodyard
USA TODAY
General Motors' headquarters at the Renaissance Center highrise office complex is seen n this 2010 file photo in Detroit

Michigan is famous as the nation's automaker Mecca, but auto insurers apparently aren't sharing the love of motoring.

Michigan is the nation's most expensive state for car insurance, where residents pay double the national average, says InsuranceQuotes.com.

"Michigan is the only state where car insurance includes unlimited lifetime personal injury protection, so that's a major reason why car insurance is so expensive in Michigan," according to Laura Adams, InsuranceQuotes.com's senior analyst. "Another reason is that Michigan has an unusually high number of uninsured drivers, which drives up rates for people who do have car insurance." Most of those uninsured drivers are in Detroit, the city famous for cars.

It is followed by Rhode Island, New York, Delaware and Louisiana.

Want cheap auto insurance? Move to North Carolina, where owners pay an average of 41% less than the national average.

North Carolina held down costs by having strict state regulations and a popular high-risk pool which serves as an insurer of last resort, InsuranceQuotes.com says. Next came Idaho, Ohio, Maine, Wisconsin and Tennessee.

Featured Weekly Ad